Company Profile

We are a full service mortgage brokerage firm with over two decades of real estate lending experience in California. On staff are loan officers with over 30 years experience in the industry, and connected to hundreds of lenders and their many offerings of loan products; Golden Bay Financial is well equipped with the latest lending technology and resources to get your loan requests met in the quickest possible time frame.

We specialize in all areas of real estate financing:

Company Mission- To provide the highest level of service to our clients, and to satisfy their loan requests in the most accommodating and stress free manner possible. We always have our clients’ best interests at heart.

Agent Bio

Ken Woo - Marketing PictureI have been in mortgage lending since 1989 and have served countless of California property owners with their real estate financing needs. I am well versed in all conventional financing as well as government loans and commercial lending. Hence, whether it is a purchase or a refinance loan, I have the experience and the work ethics to get the job done right.

My professional objective is to always put my clients’ best interests first, and to meet their financing needs in the most accommodating and the least stressful manner possible. Your real estate endeavors are a major part of your financial goal and future, and you deserve to have a dedicated professional like me to help you meet those goals.